I’m not sure if “being fine” and “falling into the trap” is the same thing.

Compare e.g. sticker price vs micro transactions. Selling a game on Android for €5 is really hard. Most people won’t accept spending that much money on a game from the app store (even though €5 is ridiculously low for a game in any other context).

But when in-game, the games use huge amounts of psychological tricks to get you to pay more, and people fall prey to that.

I don’t think it’s much of a concious choice for most people, tbh.