dramaticcat@sh.itjust.works to 4chan@lemmy.world · 11 months agoAnon on credit scoressh.itjust.worksimagemessage-square252fedilinkarrow-up11.33Karrow-down155cross-posted to: greentext@lemmy.mlgreentext@sh.itjust.works
arrow-up11.27Karrow-down1imageAnon on credit scoressh.itjust.worksdramaticcat@sh.itjust.works to 4chan@lemmy.world · 11 months agomessage-square252fedilinkcross-posted to: greentext@lemmy.mlgreentext@sh.itjust.works
minus-squaredb0@lemmy.dbzer0.comlinkfedilinkarrow-up15arrow-down1·11 months agoIt seems to me it doesn’t count risk. It counts profitability. It’s why it drops when people pay their loans early.
It seems to me it doesn’t count risk. It counts profitability. It’s why it drops when people pay their loans early.