Thanks for all the advice. I’ve been guilty of gear acquisition syndrome in other hobbies before, so I’m definitely going in with a budget mindset. I was also looking at “better” more expensive adventure/touring bikes, but came to my senses to keep it cheaper for now. Now with all these additional things I didn’t think about, I’m happy with my decision!

I don’t actually need to use it for commuting right now (could always change in future though), mainly for exercise - but I like the idea of the bike bag + repair kit/spare tubes etc.