I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.
Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?
I started using cash again a couple years ago because I’m tired of every POS terminal begging for tips, even when the cashier isn’t performing any sort of service.
in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card
also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live
edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.
In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID.
You don’t do that. You present the cop a QR code generated on the fly by the ID app when selecting “show ID” (or driver’s licence, in our country) that they then scan with their equivalent app or device. You don’t physically give them the phone. At least that’s the idea.
Like in many countries (traffic or street) cops here barely have a high school education and it’s not unusual for them to be too stupid to be able to scan a QR code. So carrying your plastic cards with you is prudent.
Having an unlocked phone anywhere near a cop is a bad idea considering they can just grab it. There are stories of them using people’s handcuffed hands to unlock phones with fingerprints against the wishes of the phone’s owner so I definitely wouldn’t put it past them to grab it out of your hand.
i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that
i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work
To be honest, I have used my “phone as ID” thing more at municipality offices - the US equivalent would be a DMV, but we have more services available there. Also for paying taxes, the municipality tax thing works by me logging into the municipality website with the “phone as ID” thing, and they give a QR code that automatically configures a bank transfer in my bank app.
I have been stopped by police exactly 2 times over 30 years, and both of those were while driving. If I wouldn’t drive so much, I imagine they wouldn’t have done that either. Also, they only asked for my driving licence which is a card, and I have to have it on me to drive, and it also serves as a full personal ID.
I guess what I’m saying that the point of having an ID here is not so that you can give it to cops, but to access govt services.
I keep a service key for my work van in my wallet. I carried a card clip for a while with my license and credit card, but after locking myself out of the van for the third time my then boss handed me a wallet, a door key, and said “never call me locked out again”.
I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.
Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?
I haven’t used cash in like a decade, but I still need to carry my cards, ID and insurance cards just in case. Where else do people carry things?
I’ve seen a lot of people carrying all that in their phone case, where they can conveniently lose every single scrap of personal information at once.
I know. The lack of redundancy gives me the shivers.
I started using cash again a couple years ago because I’m tired of every POS terminal begging for tips, even when the cashier isn’t performing any sort of service.
A lot of them actually have phone wallets for holding cards.
Kids. They don’t need most cards and the few ones they need, they can easily have on their phone in their Apple/Google Wallets.
When they get older they will realize at some point thar they will need cards that arenot available digitally
in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card
also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live
edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.
In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.
That just seems like a privacy nightmare. No one touches my phone. There’s way too much personal info on there to hand over to anyone, much less cops.
infosec.pub - user instance checks out. And I’m with you, it’s awful for privacy. I’ll keep using the plastic card.
You don’t do that. You present the cop a QR code generated on the fly by the ID app when selecting “show ID” (or driver’s licence, in our country) that they then scan with their equivalent app or device. You don’t physically give them the phone. At least that’s the idea.
Like in many countries (traffic or street) cops here barely have a high school education and it’s not unusual for them to be too stupid to be able to scan a QR code. So carrying your plastic cards with you is prudent.
Having an unlocked phone anywhere near a cop is a bad idea considering they can just grab it. There are stories of them using people’s handcuffed hands to unlock phones with fingerprints against the wishes of the phone’s owner so I definitely wouldn’t put it past them to grab it out of your hand.
i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that
i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work
To be honest, I have used my “phone as ID” thing more at municipality offices - the US equivalent would be a DMV, but we have more services available there. Also for paying taxes, the municipality tax thing works by me logging into the municipality website with the “phone as ID” thing, and they give a QR code that automatically configures a bank transfer in my bank app.
I have been stopped by police exactly 2 times over 30 years, and both of those were while driving. If I wouldn’t drive so much, I imagine they wouldn’t have done that either. Also, they only asked for my driving licence which is a card, and I have to have it on me to drive, and it also serves as a full personal ID.
I guess what I’m saying that the point of having an ID here is not so that you can give it to cops, but to access govt services.
I keep a service key for my work van in my wallet. I carried a card clip for a while with my license and credit card, but after locking myself out of the van for the third time my then boss handed me a wallet, a door key, and said “never call me locked out again”.
Still use a wallet today
People who value privacy and want to support small vendors and businesses also carry cash, nothing to do with being a Boomer