Time in market beats timing the market. You’re never going to now when stocks are “low”. You’re just as likely to wait JUST a little too long and then end up buying when it’s higher than it is now.
If you have AVAILABLE cash now, that isn’t needed for an emergency fund, put it in the market now.
If you want to hedge your bets a bit, then just invest a smaller amount every week to distribute the buying power in case the market keeps dropping.
Trump could just announce that tariffs are dumb and he’s never doing another one tonight, and the market jumps in off hours trading. Or the market could bounce up for a couple days then crash. Or the market could stay down for the next 4 years.
It’s impossible to predict when the “buy back in” period should start, so just don’t even try.
The problem is the class of people that have more money than they know what to do with so of course they dump it constantly into the bank account of a richer person and hope they give at least as much back to you.
They are referencing 100,000s of dollars of “spare” change that the average person will get nowhere near while they still have to rebuild their emergency fund over and over again every time the world’s unending emergencies pop back up.
Meanwhile the people who are being gifted up all the mo ey definitely can tell the market movements cause they are the market and just further enrich themselves.
Its such aggressive trickle up economics and its such bullshit.
That being said, you also don’t know where the bottom will be, so slowly buying into a falling market should let you get a good amount of buys in close to the bottom.
That is one way, and it is smart. For me I have a small amount of companies that I own and want to increase my stakes in those. The problem is they are all up at the moment. I’m waiting for a drop then I’ll start buying in.
Time in market beats timing the market. You’re never going to now when stocks are “low”. You’re just as likely to wait JUST a little too long and then end up buying when it’s higher than it is now.
If you have AVAILABLE cash now, that isn’t needed for an emergency fund, put it in the market now.
If you want to hedge your bets a bit, then just invest a smaller amount every week to distribute the buying power in case the market keeps dropping.
Trump could just announce that tariffs are dumb and he’s never doing another one tonight, and the market jumps in off hours trading. Or the market could bounce up for a couple days then crash. Or the market could stay down for the next 4 years.
It’s impossible to predict when the “buy back in” period should start, so just don’t even try.
I think you’re overestimating the performance of the stock market for the next 1-4 years.
That’s exactly the point. You don’t know, I don’t know, nobody knows.
There were a lot of people that knew this crash was going to happen.
Pretending like there’s no way to know anything about the market and then dumping your hard earned money into it is such an insane Nhilist take.
The problem is the class of people that have more money than they know what to do with so of course they dump it constantly into the bank account of a richer person and hope they give at least as much back to you.
They are referencing 100,000s of dollars of “spare” change that the average person will get nowhere near while they still have to rebuild their emergency fund over and over again every time the world’s unending emergencies pop back up.
Meanwhile the people who are being gifted up all the mo ey definitely can tell the market movements cause they are the market and just further enrich themselves.
Its such aggressive trickle up economics and its such bullshit.
Well, we can be rather certain it’s not going up over the next month, wouldn’t you agree? Not unless somehow we can re-wind international politics.
https://www.investopedia.com/terms/d/dollarcostaveraging.asp
As long as enough people stay invested in the market to guarentee infinite growth forever…
That being said, you also don’t know where the bottom will be, so slowly buying into a falling market should let you get a good amount of buys in close to the bottom.
That is one way, and it is smart. For me I have a small amount of companies that I own and want to increase my stakes in those. The problem is they are all up at the moment. I’m waiting for a drop then I’ll start buying in.