My family needs a second car. I’m thinking about a used Chevy Bolt or Nissan Leaf so I think the cost will be about $20,000.

What’s a good source for financing? I was thinking about getting a loan from my bank, Chase. But I see there are also lenders that specialize in car loans, and there might be dealership options? My credit score is over 700.

  • deegeese@sopuli.xyzEnglish
    8·
    10 months ago

    Get an offer from your local credit union, then tell the dealer’s finance guy you will use his bank if he can beat the rate.

    • CmdrShepard@lemmy.oneEnglish
      3·
      10 months ago

      This is the way to go. Find the car you want online first, secure financing from a local CU second (shop around), and then go to the dealership third. Don’t walk in without the financing or they’ll give you some BS high rate even with excellent credit.