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  • MxWarp@lemmy.caOPM
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    1 year ago

    In my mid-30s, I have maximized my contributions to my TFSA and I am currently focusing on maximizing my RRSP this year. Additionally, I have invested some funds in an unregistered account.

    I currently hold a significant amount of cash in $CASH.TO as I am saving up to purchase my first property.

    Looking ahead, my long-term objective is to engage in dollar cost averaging by investing in $XAW.TO every two weeks over the next 20-25 years.

  • Affaires de Piasses@lemmy.ca
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    1 year ago

    Sorry, don’t have a good infographic for my investments ;)

    35M, 35F, kids

    We also currently hold a significant amount of CASH.TO as we are moving from saving our money in HISA to investing it : it represents around half of our current holdings, and is decreasing every month at a pace we are confortable with.

    Excluding CASH, we have 2 model portfolios :

    • Registered accounts, based on XEQT with reduced exposure to Canada: •• 60% XUU •• 25% XEF •• 10% XEC •• 5% XIC

    • Non registered accounts, based on registered accounts with a tilt toward Fama and French factors: •• 75% of portfolio is based on the model of the registered accounts •• 17% AVUV •• 8% AVDV

    Those portfolios are balanced with new money or if they drift significantly (ie ±10%) from target.

    Long term, we plan to keep this investment strategy based on market capitalization.