That sounds like the absolute minimum punishment for fraud.

It was a civil case. The district attorney chose not to pursue criminal charges. The prosecutor in the case quit in outrage. That prosecutor then went on NPR and laid it the case in an interview. It was fascinating. Basically they were about to charge Trump, but before they could the district attorney lost the election and the new guy didn’t want to charge Trump with a case that he thought wasn’t a 100% guarantee to win.