Whoever told you all VPS places prohibit using their servers as a data saving/backup device is an idiot and should be ignored.

You can migrate emails to a new provider , I have done it for companies before , find yourself someone you trust to do the work for you,

$48 is expensive? lol

Directadmin + crossbox is a nice combo I use neither are free tho

Remote solutions are usually windows based I don’t think apple sells their software for vms , I could be don’t tho