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Joined 8 months ago
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Cake day: November 12th, 2023

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  • I have many citizenships, one specifically for banking. They look at your birthplace but really it’s your passport. They are required to report US citizens, which are passport holders (because you’re outside the US). Having a second passport or third or whatever, doesn’t bring it up. You must falsely claim you are not an American in friendly countries and then you’re fine. They are very aware of renunciation and don’t require proof. The proof of a secondary passport as your primary is all that’s needed. For example you entered the country on your other passport, that’s where your visa is tied to etc.

    The other way with unfriendly countries is even easier. For example if you open a TBank account in Russia, it takes about a day online and they courier you your debit card and bank documents to your hotel. So it requires 2 days in Russia. Even as a US citizen, on a US passport, they do not comply with FACTA. Your accounts and transactions will never be sent to the USA.

    You as an American must still report those assets on your taxes. So again, choose whether you want privacy or being a “white collar criminal”



  • Here’s the thing. It’s every bank that is on the SWIFT network because the US is a terroristic state when it comes to financial spying, sorry “transparency”.

    Demanding KYC and reporting all your transactions via SARs is the standard thing for all banks. The only ones that get away with not having to do it are the manipulative criminals who schmooze there way in with tellers and do transactions that way. But that’s also stopping with the crackdown at large.

    I keep accounts in the US, but I have moved as much as I can out. If you’re in the position where you’ve got high 5 figures or more it may be worth it to setup accounts outside the USA in countries that are hostile to the US banking system. If you are in the position where you can drop $250k on a new citizenship, then get it. Then open accounts under that passport in countries that don’t comply with the US.

    Otherwise, you’re screwed. This is why crypto and BRICs are a big thing.


  • I’ve voted D every time. This question is ridiculous because most people are NOT better off and those that are, are all on the low end of the financial spectrum where the short term income gains have made a difference.

    Even the best stats I see from the Democrats show 8% better income adjusted for inflation. That’s awesome! But what inflation? The low fed number. Not the CPI.

    This means for anyone who purchases things, or where purchasing things is a larger proportion of their income which is everyone below the top 0.5% or 1% in the USA, your effective wage has gone down 10% to 40% depending on what your personal income raise was. Those that job hopped, are only down a bit. Those that didn’t are screwed.

    Everytime this question gets asked, I look around and not a single person I know is better off now from income. Not a damn one. You know what is doing better? Stock portfolios. I have them, I’m up. My friends have them, they’re up. We have traded realized daily losses in living for stock market unrealized gains. The average person doesn’t have stocks. They just get shafted completely.

    It’s incomprehensible to me how low Democrats have gone to just blatantly lie and gas light. That’s a Republican move. And every one of the people smart enough to actually think, gets a little more pissed off when they’re gas lit into trying to believe that 20% year over year multiple years in a row of inflation is good. That’s batshit.






  • Road trip? Usually week or night of.

    Airline travel within 4 hours, domestic or international is usually 2 days before hand.

    Airline travel across the world is usually planned as a time block a month or two ahead of time. The actual destination and activities being planned as the dates get closer.

    Exceptions are scheduled events. If I have an event to attend in a location, I’ll make a hotel reservation and book tickets for the thing. Then checkup options for travel there. Sometimes it’s part of a multileg journey.

    Often I don’t know where in the world I will even be the week leading up to the thing. So I tend to either not purchase travel tickets, or buy a few different ones from hubs globally that are cheap and easy to get to.




  • And still anytime it’s brought up, often the Americans downvote it… There have been a few great studies that show the complete ineffectiveness of voting. It’s all about lobbying.

    And when you finally get people to concede its about lobbying from elites, the definitions of elite is wildly skewed. People who make $100k/yr are not “the elites”. “The 1%” are not the elites. It’s about $700k/yr now to be a 1%er in the USA as of 2023 data. Even with 700k a year, you aren’t buying a $25m private jet, and a $300m yacht. You aren’t donating $3m at a time to Super PACs to get your pet project through.

    $700k/yr is also just some tech dude coding for Netflix that lives in a 1500sqft house in California.

    We humans are really really bad at numbers. A million sounds like so much. A billion sounds like so much more. But the concept of how much more is lost on most people. And now you have TRILLION dollar companies.

    There are a few people and companies in the USA that control everything. Everything else is smoke and mirrors. And lots is purposefully designed to keep poorer and less powerful people fighting each other.



  • Unsurprisingly almost all non-negative news of the arab world is suppressed. Yes the path is full normalization and fully legally protected.

    The major difference in the UAE is that the judicial system is victim based. Not DA based. Basically the government leaves you alone for most of these things except if a party to the “crime” on the books complains.

    So for abortion, if 2 expats hook up and a need an abortion it’s basically like California. You make an appointment, you get it done, you get prescription meds, all good. No protestors anywhere, ever.

    If someone hooks up with a deeply conservative person and they disagree with the abortion, then legally they’re correct. And it can be stopped unless as outlined for the reasons in the article now. But just like in the redneck states, most of the conservatives are not against it when it benefits them or they need it.

    Which brings it all back to nobody cares. And having been someone who has taken women to get their abortions in the US (as a friend only!) that walk of pressure and shame is ridiculous. The last time was like a friggin spy movie. We got a location to go to 1hr before the appointment. We parked there. An unmarked van pulls up, and you get in. You put on covers for your clothes and face. The van drives you to the clinic, parks near a rear entrance, and you run inside while all the “Christians” scream at you, throw blood at you, call you a murderer, etc. Then after the woman has the procedure and has to go back, has to do it in reverse in pain. And the van does like 30 minutes of evasive driving down random roads until they finally double back to wherever your car is. This was in a purple area of a blue state btw. The clinic had people routinely shoot it up (at night, not with people in it), try to light it on fire, harass employees, etc.

    It’s absolutely horrifying.






  • People on Lemmy seem more tribal than even reddit. You must be “for” or “against” something, black and white.

    For example if tomorrow every house in Canada and the USA stopped using natural gas, like the supply just stops and electric equivalents are installed, emmisions would go UP.

    A 100k BTU furnace is about 29kwh. My old high efficiency furnace was 96%. The crappy ones are usually 80% efficient. Assuming 80% efficiency, the worst sold is installed everywhere then you need 23kwh per hour.

    If the energy source is coal, your electric furnace produces 50.6 CO2e. 22.3 CO2e if the source is natural gas itself (natural gas plant making electricity for you to make heat). If it’s an average USA KWh of 0.86 CO2e/kWh, then that’s 19.5. And it’s 11.7 CO2e if you just burn it for heat in your house.

    For some areas in Canada, like BC, the electricity is cheap, renewable, and awesome. In that case it’s almost 2x better to run electric heat than the 80% natural gas furnace. But not everywhere is BC.

    And that’s part of the point. You have to look at the whole picture. There’s really no reason to not run a natural gas line to a new residential property. It’s a high pressure pipe connecting everyone’s house. Maybe in the future that’s where the organic smell-o-vision inlet comes in for our holodecks. All the power and heat being electric, but saving individual deliveries of thousands of compounds to every house versus one. Repurposing utility scale infrastructure is common. You don’t have to know what the need is today. But knowing how ridiculously expensive it is to install later should be all the warning people need.