

From what I’ve read in other news, the digital euro wallet will have a hard limit on the amount you can store in it, something like 1000 euros for example. Also, it needs to be linked to a physical euro bank account. Those features combined prevent fraud and speculation. It’s mostly to be used as an online payment method to circumvent the Visa/Mastercard american payment duopoly.
No. Those portuguese banks failed in different years because of internal corruption. It had nothing to do to the failed investment assets that caused the subprime crisis. The Icelandic banks failed because they invested heavily in toxic assets.