• Gormadt@lemmy.blahaj.zone
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    9 months ago

    The good news is having those credit cards actually helped in in the long run as I had a means of paying for the 3 dental surgeries I needed in a 6 month span

    Of course I’m still paying that all off but my interest rate is crazy low due to moving the money close to the end of every “0% rate” period

    • Nachorella@lemmy.sdf.org
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      9 months ago

      I was talking about this with a friend just the other night. A lot of those services can actually be helpful. The problem is they’re so often predatory and just target people with the idea that they can buy things they can’t afford.

      • Gormadt@lemmy.blahaj.zone
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        9 months ago

        They can be super useful that’s for sure but damn can they really be predatory that’s for sure

        I swear when COVID hit my mailbox was getting stuffed with offer letters for cards every week

        And one of the cards I got I got in anticipation of having a dental surgery, then it got hit super hard and ended going over 10k really quick due to the 3 surgeries I ended up having