I got lucky on the fact that I’m old now so I was able to buy a house in 2014 with a low interest rate. I also live in a low cost of living area, my mortgage, which includes property taxes and house insurance is $1k/mo. The majority is that goes to taxes and insurance, interest is about $60/mo. I have 5 more years on the 15 yr mortgage. I’ve gotten lucky that we’ve not had to have any major repairs in the past ten years, but I was looking for houses that were who built with good roofing and hvac systems since those are the two killers. The house has a lot of dated aesthetics from every decade from the sixties onwards, but that stuff is easy and cheap, plus you’re probably going to do that kind of stuff anyway.
How the fuck do yall afford houses?
I got lucky on the fact that I’m old now so I was able to buy a house in 2014 with a low interest rate. I also live in a low cost of living area, my mortgage, which includes property taxes and house insurance is $1k/mo. The majority is that goes to taxes and insurance, interest is about $60/mo. I have 5 more years on the 15 yr mortgage. I’ve gotten lucky that we’ve not had to have any major repairs in the past ten years, but I was looking for houses that were who built with good roofing and hvac systems since those are the two killers. The house has a lot of dated aesthetics from every decade from the sixties onwards, but that stuff is easy and cheap, plus you’re probably going to do that kind of stuff anyway.