Something I did after getting married but wish I’d done all along:
Two different accounts. (Three if married.) One for income and non-discretionary spending. One (per person) for “allowance”, which gets a set amount transferred from the main account every week.
Keeps your essentials partitioned from the fun stuff, which keeps the essentials safe and the fun guilt-free. And it allows you to have a steady stream of allowance even if you only get a paycheck monthly or biweekly.
I’ve been doing that with my fiancee for 1.5 years now and I love it. There’s never any concern about either of our spending and we try to equalise our ‘allowance’ parts so that we both feel comfortable buying things for ourselves.
I have to say though, that’s coming from a context where we both earn more than enough for upkeep -+ fun stuff. I can imagine this wouldn’t work if you’re trying to make ends meet every month.
Something I did after getting married but wish I’d done all along:
Two different accounts. (Three if married.) One for income and non-discretionary spending. One (per person) for “allowance”, which gets a set amount transferred from the main account every week.
Keeps your essentials partitioned from the fun stuff, which keeps the essentials safe and the fun guilt-free. And it allows you to have a steady stream of allowance even if you only get a paycheck monthly or biweekly.
I’ve been doing that with my fiancee for 1.5 years now and I love it. There’s never any concern about either of our spending and we try to equalise our ‘allowance’ parts so that we both feel comfortable buying things for ourselves.
I have to say though, that’s coming from a context where we both earn more than enough for upkeep -+ fun stuff. I can imagine this wouldn’t work if you’re trying to make ends meet every month.