In most countries though, loans are given by a bank for a specific purpose and not allowed to be used for other purposes. Now money is fungible though, so if you had enough money to not need a student loan, and you took the education loan anyway and then used it for education, and spent money you had anyway which you would have used for education but now you invest it, that’s all cool.
Edit - I realised I typed this very badly. What I meant was, say you had 10,000 BSD in your bank account, and took a student loan of 5,000 BSD, you now have 15,000 BSD. Now if you pay 5,000 BSD for college, whether it came from the original 10k or the loaned 5k, it doesn’t matter. And you could have paid the college from your original money and invested the 5k from the loaned money and it’s all the same since it’s from your fungible pool of 15k.
But this is specifically about Swedish student loans. Some of you people really need to look into the actuals facts of the situation instead of going with just your gut feeling lol
In most countries though, loans are given by a bank for a specific purpose and not allowed to be used for other purposes. Now money is fungible though, so if you had enough money to not need a student loan, and you took the education loan anyway and then used it for education, and spent money you had anyway which you would have used for education but now you invest it, that’s all cool.
Edit - I realised I typed this very badly. What I meant was, say you had 10,000 BSD in your bank account, and took a student loan of 5,000 BSD, you now have 15,000 BSD. Now if you pay 5,000 BSD for college, whether it came from the original 10k or the loaned 5k, it doesn’t matter. And you could have paid the college from your original money and invested the 5k from the loaned money and it’s all the same since it’s from your fungible pool of 15k.
But this is specifically about Swedish student loans. Some of you people really need to look into the actuals facts of the situation instead of going with just your gut feeling lol